Should You Overpay Before or After the Rate Review?
One day either side of a mortgage rate review changes what your overpayment buys. Here is what really moves — and why the usual rule of thumb is incomplete.
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All articles about overpayment: 2 practical guides and tutorials from our free, privacy-first online tools.
Overpaying Your Mortgage: Cut the Term or Cut the Payment?
Cutting the term saves far more interest; cutting the payment frees up cash now. Here is how to size the trade-off with real numbers before you decide.
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