Privacy Policy

Welcome to Financial Online Tools. We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.

The data controller responsible for your personal data is Financial Online Tools. If you have any questions about this privacy policy, please contact us at: [email protected]

We may collect, use, store and transfer different kinds of personal data about you:

• Identity Data: includes first name, last name, username or similar identifier.
• Contact Data: includes email address.
• Technical Data: includes internet protocol (IP) address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform.
• Usage Data: includes information about how you use our website and services.
• Marketing Data: includes your preferences in receiving marketing from us.

IMPORTANT: Our financial calculators process all data locally in your browser. We do not collect, transmit, or store any financial information you enter into our tools (loan amounts, interest rates, investment figures, etc.).

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

• To provide and maintain our service
• To notify you about changes to our service
• To provide customer support
• To gather analysis or valuable information so that we can improve our service
• To monitor the usage of our service
• To detect, prevent and address technical issues
• To provide you with news, special offers and general information

We use cookies and similar tracking technologies to track activity on our website and hold certain information.
We use the following types of cookies:

• Strictly Necessary Cookies: Essential for the website to function properly.
• Analytics Cookies: Help us understand how visitors interact with our website.
• Marketing Cookies: Used to track visitors across websites for advertising purposes.
• Preference Cookies: Remember your preferences and settings.

For more information about cookies, please see our Cookie Policy.

We may use third-party services that collect, monitor and analyze data:

• Google Analytics: Web analytics service that tracks and reports website traffic.
• Google Ads: Online advertising platform for displaying ads and remarketing.
• Google AdSense: Advertising program that serves ads based on site content.
• Google Tag Manager: Tag management system to manage JavaScript and HTML tags.

These services may collect information sent by your browser as part of a web page request.

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to:

• Request access to your personal data
• Request correction of your personal data
• Request erasure of your personal data
• Object to processing of your personal data
• Request restriction of processing your personal data
• Request transfer of your personal data
• Right to withdraw consent

If you wish to exercise any of these rights, please contact us at [email protected].

Our servers and service providers may be located outside of your country of residence. By using our services, you consent to the transfer of your information to countries outside of your country of residence.

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

If you have any questions about this Privacy Policy, please contact us:

• By email: [email protected]
• By visiting our contact page: /en/contact/